Information for Buyers
in Naples and Fort Meyers
Looking for a Realtor in Naples and Fort Meyers area? Look no Further!
I can help you find the home of your dreams, sell your property, manage your property or get started with your mortgage. My expertise of the local areas and market will be valuable in helping you find the right home, in the right neighborhood, and for the best price!
Welcome to IlensRealtor.com
Naples and Fort Meyers Realtor
Thank you for visiting my website. Here, you will find a wide variety of useful information and resources designed to help you buy or sell a home more effectively in Southwest Florida. As a full time, dedicated agent, I focus on current market trends, advertising, and building long term business relationships with customers. Gaining my client’s confidence, and excellent customer service are my number one priorities. As an experienced Real Estate Professional, I can help you find the home of your dreams, sell your property, manage your property or get started with your mortgage. My expertise of the local areas and market will be valuable in helping you find the right home, in the right neighborhood, and for the best price!
I look forward to helping you with all of your Real Estate needs.
FIND YOUR PERFECT
Home here
Specialties: Buyer Representation |First Time Buyers |Income Properties |Investment Properties| Listings| New Construction |Property Management| Residential Real Estate| Seller Representation| Short Sales
Information for Buyers
Choosing a REALTOR®
Of all the decisions you’ll face when buying a home, there’s none more important than the person you choose to represent you.
The job of your Sales Associate is to support you in finding the right home with the best possible terms, and to aid you through the entire process. Your Sales Associate will explain the process of buying a home, and familiarize you with the various activities, documents and procedures that you will experience throughout the transaction.
Tips For Selecting A REALTOR®
Your Real Estate Professional should be:
- Knowledgeable about the communities of interest to you.
- Aware of the complicated local and state requirements affecting your transaction.
- Effective in multi-party, face-to-face negotiations.
- Highly-trained, with access to programs for continued learning and additional certifications.
- Technology-focused.
- Supported by professional legal counsel.
Financing
Most real estate professionals and mortgage lenders recommend pre-qualifying for a loan before selecting a home to purchase. This process will help you:
- Determine the price range you can afford.
- Understand the types of loans you qualify for.
- Determine what your monthly payment will be.
- Estimate the down payment and closing costs.
The Loan Process
Your Sales Associate will help you to select a mortgage lender. Once you have made your decision, these are the steps of the process:
Application – All pertinent documentation is obtained. Fees and down payments are discussed, and the borrower will receive a Good Faith Estimate (GFE) and a Truth-in-lending statement (TIL), itemizing the rates and associated costs for the loan.
You will be asked to provide certain documents to your lender in order that your loan can be processed in a timely manner.
Loan Submission – Once all the necessary documentation is in, your completed file is submitted to a lender for approval.
Loan Approval (Underwriting) – Loan approval, or underwriting, generally takes 24 to 72 hours. All parties are notified of the approval and any loan conditions that must be received before the loan can close.
Closing – Once all parties have signed the loan documents, they are returned to the lender. If all the forms have been properly executed, the lender sends the loan funds by wire transfer. At this point, the borrower finishes the loan process and actually buys the house.
Finding and Choosing the Right Home
Based on criteria that you and your Sales Associate establish together, your Associate will help you find the perfect home. There are many factors to consider in selecting a property, including location, bedroom and bath count, schools and amenities.
Your Sales Associate will apply their extensive community knowledge and professional resources to research available properties, and show you the homes that best meet your needs. If you find a property that interests you through the Internet or your own research, let your Sales Associate know so that a showing can be arranged.
As you view different properties, your criteria may change. Open and direct communication with your Sales Associate is a key element of a successful property search.
Have Questions?
Ask an Agent
Have a Real Estate question and want an answer from an experienced Real Estate professional? Complete the information request below and I’ll get back to you promptly, or give me a call (during business hours) for immediate assistance!
Making an Offer
Once you have found the home that you wish to purchase, your Sales Associate will apply their professional training and do all the necessary research to help you structure an effective offer.
This is where your Sales Associate’s negotiation skills come into play. When an offer is made, the seller will have the option of accepting, rejecting or counter-offering. Your Sales Associate will negotiate the best possible terms for you.
Your Sales Associate will draft the purchase agreement, advising you of protective contingencies, customary practices, and local regulations. Home warranty, title and escrow arrangements will be detailed in the offer. Although your Sales Associate will give you advice and information, it is your decision as to the exact price and terms that you wish to offer.
Managing the Escrow
When the purchase agreement is accepted and signed by all parties, your Sales Associate will open escrow for you and your earnest money will be deposited. The escrow is a neutral third party that will receive, hold, and distribute all funds associated with your transaction.
Removing Contingencies
Prior to closing escrow, all of the contingencies of the Purchase Agreement must be met. Your Sales Associate will coordinate this process. Typical contingencies include:
- Approval of the Seller’s Property Disclosure Statement.
- Approval of the preliminary title report.
- Loan approval, including an appraisal of the property.
- Physical inspections of the property.
- Pest inspection and certification.
- Acquisition of homeowner’s insurance.
Closing Escrow and Moving In!
When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder’s office and youwill take ownership of your home.
Your Sales Associate is a valuable source of helpful tips for planning and coordinating your move.
What our clients say?
- britny sanchez44
Ilens helped me buy my first home and made the process so easy! The property purchasing process intimidated me from the start, but she made it feel like a breeze.… read more 
March 16, 2021migeme77 She is an amazing professional and will go out of her way to make sure that you remain informed and up to date throughout the whole process regardless of what… read more
May 10, 2021Melissa Fernandez-Rubio She went the extra mile, above and beyond to find us the house of our dreams and within our budget. Great service, I highly recommend Ilens if you want to… read more
August 11, 2020 - petekvam Ilens, sold my property for over the valued price, while she was battling a terrible medical problem. I cannot say how much I respect her courage and fortitude! She’s the… read more
August 29, 2020alexcruz101401 She’s a rockstar!! She’s really professional and know what she’s doing!!! I recently bought a house and she really helped me to give my family our dream house!!
April 29, 2016juliet echevarria Professional and knowledgeable. As a first time home buyer, Ilens was extremely informative, diligent, and comforting through the entire process. She has extensive experience and knowledge of the area and… read more
April 30, 2016
Looking for More Information?
Tell me about your dream home
The home search process is very time consuming. Balancing the needs of family and work while searching for a home doesn’t need to be an impossible task! Simplify your home search by letting me do the work for you!
Get Pre-Approved for a Mortgage
Visit a lender’s website and complete the prequalification form. Select the link “apply online” and I will be contacting you as soon as possible.
Find My Homes Value
Your home is one of your biggest investments. Knowing its proper value – whether you are investing, considering selling or just want to know – is an important first step to planning.
What are you waiting for?
Specialties: Buyer Representation |First Time Buyers |Income Properties |Investment Properties| Listings| New Construction |Property Management| Residential Real Estate| Seller Representation| Short Sales